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Free Credit information including Credit Reports, Credit Cards, scores and much more
| Tips on Saving Money |
Looking for Credit Cards?
Free Credit information including Credit Reports, Credit Cards, scores and much more
Looking for Credit Cards?
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The annual percentage rate is the actual cost of your money every year. It is higher than the simple rate because it compounds your money and includes any fees such as points on a mortgage. If you are shopping for a loan this is a very important consideration as it is the actual real cost of your money. |
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A lot of the information on this site was taken from the FTC. Some of it copied directly. If you want, call them at 1-877-FTC-HELP |