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The Fair Credit Few laws have as a significant impact on American consumers as the Fair Credit Reporting Act (FCRA). Amendments to the Act—effective September 30, 1997—benefit consumers by strengthening privacy provisions and defining more clearly the responsibilities and liabilities of businesses that provide information to—and access data from—credit reporting agencies. |
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A lot of the information on this site was taken from the FTC. Some of it copied directly. If you want, call them at 1-877-FTC-HELP |